whack - Are you an insurance agent?

By definition, the total premiums paid in to any insurance plan are going to be greater than the total claims the insurance company has to pay under that plan. The difference between those figures is the insurance company's profit, overhead, and expenses.

That means that in total, ANY insurance costs people more than just paying for whatever bad stuff happens. Insurance is a safety net for individuals, but it costs the whole insured group a lot more money than not having insurance.

Making more people buy health insurance means even more money will be spent on health care in this country. Some of the money will go to insurance company profits and overhead - and of course health care providers will charge even more for their services, too.

Medicare, Medicaid, and health insurance are what screwed this deal up in the first place. You want health care costs to go DOWN? Good - pass a law doing away with Medicare, Medicaid, and health insurance.

Doctors would soon have middle-class incomes again and all medical charges would have to go down to what the market would bear. Medical charges are so ridiculously high now because providers are cuttin' a fat hog in the ass with all the money they can get from government and insurance.