Oh, we've got insurance. My wife and I have a policy now that costs us about $7200 a year. It's $5000 deductible on each of us, so I hope to never have a claim on it. We're just holding out for Medicare age, and in the meantime this disaster insurance will keep us from losing everything if something bad happens.

I've got stock in Stryker Corp., too. Stryker manufactures that hip-replacement hardware and a bunch of other medical stuff the aging baby-boom generation is going to need.

Like with Exxon Corp. and what's going on with oil - I figure if someone's cuttin' a fat hog in the ass I might as well get a slice of it.