As to 1, thats you, and I don't know what your situation is, but I guess its your choice.

As to 3, what do you mean no conservative would make them pay, who is going to pay? The only other option is for the taxpayer to pay it, I.E. welfare. I don't think thats a conservative viewpoint.
Flash, Santa Claus ain't going to solve the problem. You have to listen close and pay attention. You don't hear anyone saying that people don't get health care, most know better. They say they don't have Health Insurance, but many of those don't have it because they're free loaders. Hell yes I want them to pay for there coverage if they can, but I don't want them dragging everyones coverage down to meet the minimum.

I've repeatedly said that only those not covered, by circumstance or choice.
For all thats wrong with Medicare, it does act as a shock absorber and thats why supplements are so reasonable. People can't run to the ER for aspirin with it like they do with Medicaid.
Here's some points.
You aren't going to get cheap doctor services without socialized medicine, and in fact most of what you claim needs fixing could only be done by a socialized program.
How my thought that everyone who can pay should pay is Liberal escapes me.
I have yet to here what your ideas are, except to lower all the cost, but who do you think has the power to do that? My guess would be a government socialized program would be the only one, wouldn't you.