A conservative???
Not so much on some things,but that doesn't eliminate the use of common sense

I remember my parents telling me if I was counting on some inheritance, then I was going to be disappointed

I told them to spend every nickel because I didn't need their money--- they raised me to make my own

Molly and I gave my niece and nephew each a good used car
and 6 months of auto insurance so they would have dependable transportation to get to work

I figure they have to "learn to cross a river under fire" just like we did when we were their age.

Wisdom = good judgment
Good judgment = Experience
Experience = Poor Judgment

Nothing like waking up with $30 in the bank and no job --after sinking everything in a business with the rent due to motivate someone as an example of the above

smoke if you got'em