The market ALWAYS goes into a decline, and then it comes out of the decline and rises to a record level. That's the way the market has always worked, and the way it will always be.
Timing may or may not matter, depending on individual situations.
In the long run, put money in the stock market and leave it there.
-------------------- "The Irish are one race of people for whom psychoanalysis is of no use whatsoever." - Sigmund Freud